As a regulated EMI, Ebury follows FCA safeguarding rules and the Electronic Money Regulations 2011 has strict measures to ensure that we are safeguarding our customers' money. This means that your money is stored in a separate safeguarding bank account ‘segregation’ method and or protected with an insurance policy.
This differs from banks as they are authorised to loan out money to their customers, which means their customers are protected under the Financial Services Compensation Scheme.