An MT103 SWIFT message is the most common international payment message type for the SWIFT network. It is a standardized message which contains all the information about a payment, and can assist us or the beneficiary bank to trace payments when needed.

Where can I find the MT103? 

You will find a copy of the MT103 on the second page of the Payment Receipt.

Why can't I see the MT103?

We will include the MT103 on the Payment Receipt only if the payment was sent via SWIFT. This means that if the payment was sent via an alternative payment scheme, there would be no SWIFT message as the payment would not involve the SWIFT network. If your payment receipt does not contain an MT103, but you require one to provide to your beneficiary, please contact us at for further assistance.

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