An MT103 SWIFT message is the most common international payment message type for the SWIFT network. It is a standardised message which contains all the information about a payment and allows us or the beneficiary bank to trace payments when needed.

Where I can find the MT103? 

You will find a copy of the MT103 on the second page of the Payment Receipt.

Why I can’t see the MT103?

We will include the MT103 on the Payment Receipt only if the payment was sent via SWIFT.

Why can I sometimes see the MT103 and sometimes not?

We always aim to send funds in the most efficient way possible, this means that we use the most appropriate payment Scheme for that particular transaction. 

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